Where every โ‚น gets its spotlight

Kharch bridges your banks, credit cards, stocks, and much more, revealing a financial canvas like no other...

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What can Kharch do for you?

๐Ÿค‘ Understand & Track

Every rupee tells a tale, effortlessly track and understand your spending story with Kharch.

๐Ÿ›๏ธ Spend Wisely

Kharch gently nudges you towards thoughtful spending with savvy budgeting.

๐Ÿ”ฎ Predict & Prepare

Peek into your financial future with Kharch's crystal ball (a.k.a. predictive analysis). Exciting, isnโ€™t it?

๐Ÿ’ก Try Before You Buy

Dreamt of a financial trial room? Kharch lets you test spends, risk-free!

๐Ÿ’ƒ Guilt-Free Gala

Here's the deal: We're erasing guilt trips and spreadsheet frights, ensuring sheer spending joy with Kharch.

๐Ÿ’– Positive Vibes Only

Embrace joyful spending with Kharch! We transform spending blues into cheerful nudges, rewarding your financial strides along the way!

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Frequently asked questions

What is Kharch?

Kharch is a personal finance app, intricately designed to transform your spending and budgeting into a straightforward and pleasurable experience.

Is my data secure with Kharch?

Absolutely. At Kharch, we prioritize your data security. Adhering strictly to the guidelines provided by our Account Aggregator partner and ReBIT, we employ AES 256 Bit encryption to secure your data both at rest and during transit, ensuring it is used exclusively by Kharch and no third parties. Additionally, we are on the journey towards obtaining further security compliance certifications, such as SOC2, PCI DSS, and ISO, to continuously enhance our security posture and provide you with the utmost safety.

How can Kharch assist me?

Kharch elegantly intertwines insightful expense tracking, intelligent spending nudges, predictive financial analytics, virtual spend simulations, and positive, rewarding budgeting, streamlining your financial management into a simple, enjoyable journey.

How does Kharch access my Financial Data?

Kharch seamlessly links with your bank accounts, CAMS, NPS, and credit cards via Account Aggregator, automating data retrieval and tracking, ensuring a comprehensive and hassle-free financial management experience.